What question is always asked when bad stuff happens?

When your neighbor crashes the car, a friend’s house burns down, or someone lands in the emergency room, what do we do? We comfort, offer help where we can. But invariably, we ask “Do you have insurance?”

In some cases, liability insurance or homeowners’ is needed. In many cases, particularly with accidental or premature death—life insurance comes in to play a key role.

Life insurance can help with a variety of life’s unexpected events:

  • paying off the mortgage, among other expenses if a primary bread-winner dies

  • insuring retirement funds are safe no matter what the stock market will do

  • assuring lifetime income that never runs out, even if you live until what my mom used to say “a million bazillion years old”

  • having sufficient funds for end of life care

  • paying for hospital, ambulance or even food and hotel for visitors while you are on the mend.

Contact our staff at 423.521-5877. We will set up an appointment to talk about what worries you. With insurance, you plan for the worst and hope for the best. No matter what happens, you are prepared and ready.

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What does estate planning for a business look like?